4. a
1. Vince owns a television repair shop that is insured under
a commercial package policy. The policy includes the
building and personal property coverage form and the
causes-of-loss broad form. The declarations page indicates
that coverage applies to both the building and the named
insured's business property. Explain whether or not the
following losses would be covered under his policy.
a. A fire occurs on the premises, and the building is
badly damaged.
b. A burglar steals some money and securities from an
unlocked safe.
c. A business computer is damaged by vandals who
break into the shop after business hours.
d. A tornado touches down near the store. Several tel-
evision sets of customers in the shop for repair are
damaged in the storm.
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