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Joe and Susan are both 40 years old and hope to have enough money saved to retire by the time they're 65. They deposit $6,000 each
year into an account that pays 4% interest compounded annually. Use this information to complete the table.
Formula to Use
Account Balance in 20 years
Total Interest Earned
present value of an annuity
future value of a lump sum
future value of an annuity
$99,875
$112,253
$149,875
$249,875
$286,363

Answer :

Answer:

Formula: Future value of annuity

In 20 years: $249,875

Total Interest: $99,875

Step-by-step explanation:

Use the formula for future value:

FV =

P = $6,000

r = 0.04

n = 1

t = 25

FV =

FV = $249,875

To find the total interest earned, first find the total value of the deposit payments:

$6,000 annual payments for 25 years = 6,000 • 25

= $150,000

(I copied that explanation from somewhere else so its a little messed up. I just couldn't explain it properly. Hope this helps!)

Account balance In 20 years is $249,875 and total interest earned is $99,875.

What is the future value?

The FV formula assumes a constant rate of growth and a single up-front payment left untouched for the duration of the investment. The FV calculation can be done one of two ways, depending on the type of interest being earned.

We have,

P = $6,000

r = 0.04

n = 1

t = 25

We know the formula for future value

​FV= PV [tex](1 + r)^{n}[/tex].

where:

P=Investment amount

R=Interest rate

T=Number of years

According to the question​​

FV=$6,000×(1+0.04

FV = $249,875

To find the total interest earned, first find the total value of the deposit payments:$6,000 annual payments for 25 years = 6,000 × 25= $150,000

Total interest earned = FV - annually payment for 25 year = $249,875 - $150,000 = $99,875

To learn more about future value from here

https://brainly.com/question/14860893

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