Answer :
If your policy limits are 10/20/5, that’s the maximum coverage you have under the terms of the insurance contract. The “10” is for $10,000 in liability insurance for one injury or person involved. The “20” represents $20,000 for the maximum liability insurance for any one accident, regardless of the number of injuries. The “5” is for $5,000 as the maximum property damage coverage for any one accident.